Terms of Service

Welcome to the website and services operated by TOMIX PAYMENT SOLUTION INC. ("we," "us," "our"). By accessing or using this website and our OTC exchange, fiat onramp/offramp, VCC virtual card, and related services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use our website or services.

1. Service Description

We provide compliant OTC exchange, fiat-to-crypto onramp/offramp, cross-border settlement, VCC virtual card, and related fintech services. Specific scope, availability, and features are subject to executed agreements and our published policies. This website is primarily for service information, lead generation, and business inquiries.

2. Eligibility and Accounts

You must meet the age and capacity requirements of applicable law and must not be in a jurisdiction where we do not offer services under our compliance policies. Use of specific services may require KYC/KYB verification and account opening, subject to separate user agreements and compliance requirements.

3. Your Obligations

You agree to: (a) provide accurate and complete information; (b) comply with all applicable laws and our policies; (c) not use our services for money laundering, fraud, terrorist financing, or other illegal activity; (d) be responsible for activities under your account. We may suspend or terminate services upon breach and report to regulators as required by law.

4. Fees and Payment

Fees, settlement terms, and payment methods for specific services are set forth in executed agreements or our published fee schedule. We reserve the right to adjust fees with notice as agreed.

5. Disclaimer

This website is for informational and business communication purposes only and does not constitute investment, legal, or tax advice. Cryptocurrency and cross-border payments involve risks. Service availability is subject to compliance policies, jurisdiction limits, and review outcomes. You should assess risks and seek professional advice where appropriate.

6. Limitation of Liability

To the maximum extent permitted by law, we are not liable for indirect, incidental, special, or consequential damages arising from use or inability to use our website or services. Our liability is limited to the fees you actually paid for the services (if applicable), except where law requires otherwise.

7. Governing Law and Disputes

These Terms are governed by the laws of the State of Florida, USA (excluding conflict of laws). Disputes shall first be resolved through good-faith negotiation; failing that, they shall be submitted to a court of competent jurisdiction.

8. Changes to Terms

We may amend these Terms from time to time. Updated versions will be posted on this page. Continued use constitutes acceptance of changes. We will notify you of material changes where required.

9. Contact Us

For questions about these Terms, contact us at john.lam@tomixpay.com.